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Home » The Real Cost of Buying and Selling a Home

The Real Cost of Buying and Selling a Home

15 September 2017 By Leslie Brlec

A lot of first time homebuyers wind up in dire financial straits because they underestimate the actual cost of buying a house. Being inexperienced they harbour the notion that the monthly mortgage payment equals the cost of home ownership. What often results from this misconception is a slow motion rude awakening that can lead to a spirit crushing state known commonly as being “house poor” – or the state of not being able to afford anything other than the house. Sellers too – particularly first time sellers – often end up wondering what hit them when their projected windfall from the house sale winds up with some significant chunks taken out of it.

Table Of Contents

  • The Real Costs for Buyers?
    • Hidden cost #1: The Land Transfer Tax
    • Hidden Cost #2: Adjustment Costs
    • Hidden Cost #3: Home Insurance
    • Hidden Cost #4: Legal Fees
    • Hidden Cost #5: Title Insurance
    • Hidden Cost #6: Unexpected Mortgage Fees
  • The Real Costs for Seller?
    • Hidden Cost #1: Realtor’s Commission
    • Hidden Cost #2: Legal Fees
    • Hidden Cost #3: Closed Mortgage Penalties and Discharge Fees
    • Hidden Cost #4: Capital Gains Tax
  • Knowledge is Power

The Real Costs for Buyers

The best way to protect yourself from unwelcome surprises when buying or selling a home is to know what the actual costs are and to factor these into your calculations when determining how much house you can afford and exactly how much of the sale price will end up in your bank account. Below we’ll go through the various, often hidden, costs of buying and selling a home by Etobicoke Real Estate agent Leslie Brlec .

Hidden cost #1: The Land Transfer Tax

To say that first time homebuyers often overlook the Land Transfer Tax would be an understatement. Exactly why it is so often overlooked is a bit of a mystery because every province except Saskatchewan and Alberta imposes a Land Transfer Tax on home purchases. (Those provinces don’t let homebuyers completely off the hook either because they impose a “transfer fee” of their own.) In addition, most cities impose their own Land Transfer Tax (LTT). So when purchasing a home in Toronto for example, you’ll need to pay both the provincial and the municipal LTT. The amount of LTT you owe is calculated as a percentage of the final sale price and can add up quickly so be aware. Here is the LTT you would owe when purchasing hypothetical homes of different value in Toronto:

Home Value Ontario LTT Toronto LTT Total LTT due
$250,000 $2,225 $2,225 $4,450
$500,000 $6,475 $6,475 $12,950
$750,000 $11,475 $11,475 $22,950

As you can imagine many first time homebuyers who never heard of the Land Transfer Tax are shocked when they receive a bill for $12,000 or $20,000 or more. Don’t let that be you. Always factor the projected LTT into the cost of purchasing your home.

Hidden Cost #2: Adjustment Costs

The purchase and sale agreement for your home states that the balance due will be paid by cheque or cash “subject to the usual adjustments”. But what exactly are “the usual adjustments?”

  • With resale homes adjustments are things that the seller has paid for in advance that will benefit the buyer beyond the closing date. For instance, if the seller has prepaid property taxes through the end of the month and the closing date is in the middle of the month the seller will be reimbursed for the excess property tax payment. Other prorated adjustments may apply to things like prepaid landscaping services, prepaid water and gas as well as other items. When it comes to heating oil it is standard practice for the seller to top up the tank prior to closing and for the buyer to pay for one full tank of heating oil.
  • When it comes to new homes adjustments can actually add up to quite a bit more than for resale homes. That’s because with a new home you may be liable for the cost of meter installations, the Ontario New Home Enrolment Fee and other items that don’t apply when a home is being resold.

Hidden Cost #3: Home Insurance

Unless you are paying cash for your home you’ll be required by the finance company to carry home insurance. As with other types of insurance the cost can vary significantly from case to case. Factors that influence the final cost of homeowners insurance include:

  • The value of the home
  • The amount of coverage
  • The location of the house
  • Compliance with fire standards
  • Local crime statistics
  • Your credit score
  • The deductible amount

As of 2017 the average Toronto homeowner pays $780 a year for homeowner’s insurance.

Hidden Cost #4: Legal Fees


The bad news is that the purchase of a home generates a slew of legal documents that will need to be processed by a lawyer. The good news is that the law puts a cap on how much the lawyer can charge for this service. As of this writing the lawyer cannot charge more than 1% of the purchase price of the home or $1,200. Keep in mind however that the lawyer is also free to charge you what are called “disbursement fees”. These cover the cost of any mailings they did on your behalf, any phone calls made, fees they had to pay or any other expenses they incurred while working on the purchase of your home.

Hidden Cost #5: Title Insurance

Because we live in a digital age where hackers are able to break through Internet security protocols and steal everything from credit card information to medical records it’s highly recommended that you purchase Title Insurance. This will protect you against things like forgery, identity theft and mortgage fraud. It may cost you a few hundred dollars but the peace of mind you’ll get will be worth it.

Hidden Cost #6: Unexpected Mortgage Fees

In most cases banks these day won’t charge a fee to set up a mortgage or perform a mortgage related appraisal. The operative word though is “most”, because some financial institutions still do impose these fees. It’s important therefore that you find out before deciding to do business with a particular bank or other institution. In addition, if you intend to put less than 20% down on your new home you’ll be required to purchase “mortgage default insurance” or CMHC insurance. The purpose of this type of insurance is to protect the lending institution in the event you default on your loan.

If you are looking for Real Estate Agent in Etobicoke contact Leslie Brlec Today!

The following chart will give you a rough idea how much you can expect to pay for mortgage default insurance in Toronto:

Purchase Price CMHC insurance with 5% Down payment CMHC insurance with 10% Down payment CMHC insurance with 15% Down payment
$100,00 $3,800 $2,790 $2,380
$250,000 $9,500 $6,975 $5,950
$500,000 $19,000 $13,950 $11,900
$750,000 $28,000 $20,925 $17,850

As you can see mortgage default insurance, commonly called CMHC insurance, can be a significant expense and one that needs to be taken into consideration when determining the real cost of purchasing a home. Keep in mind also that the amount you pay may increase depending on the length of your mortgage. There is also the possibility that if you are carrying substantial debt at the time you purchase the house or you are self-employed the financial institution may deem you a “high risk borrower” and levy a mortgage broker fee that could bump up your closing costs by several thousand dollars more.

As you can see it pays to know exactly what type of hidden expenses you’re dealing with when it comes to purchasing a home. This knowledge can help you make a more accurate determination of how much house you can afford so that you never have to face the unhappy spectre of being house poor.

With all that in mind then let’s have a look at some of the hidden costs associated with selling a home.

The Real Costs for Seller

When it comes to selling a home the process is typically less convoluted than it is for buyers. The hidden costs however, are often equally significant.

Hidden Cost #1: Realtor’s Commission

Many people selling a home for the first time are unaware of the real estate commission or forget about it when calculating how much they believe they will yield from the sale. For a seller in Toronto the standard real estate commission is 5% although that figure is often negotiable. When it comes to negotiating the commission rate market forces will certainly play a role but there are other factors to be considered as well. For instance, a fair commission for a full-service agent – one that guides you through every step of the process – will be more than a fair commission for a discount agent – someone who tells you about the property and leaves pretty much everything else up to you.

When determining whether to negotiate the real estate commission keep the following in mind: full-service agents can help reduce the amount of stress that goes into the process of selling your home. They are there to answer your calls, questions and concerns and most will be happy to step in and assist in the event of a bidding war or some other unforeseen occurrence. If they do all this and maintain a positive, friendly attitude it’s fair to say they have earned their 5% commission. If however, you’ve chosen a discount broker who will largely be leaving you to your own devices during the sale process then it’s fair to open negotiations regarding the commission.

Thinking to Selling Home in Sunnylea get an advice from Leslie Brlec to get Maximum Amount.

Keep in mind also that any negotiating of the commission rate is done before you agree to work with the agent. And that the real estate agent only gets paid if the sale of the home is successful. No sale, no commission for the agent.

Hidden Cost #2: Legal Fees

Many first time sellers are not aware that a lawyer must also be involved in the sale of the home just as one was involved in the purchase. There is simply no way around it. The lawyer’s role in the sale process is to discharge the title and mortgage and to verify that all adjustments are settled. (You remember adjustments from above: they’re those prepaid services, utilities and things like property tax whose effective periods often extend beyond the closing date.) The lawyer is also needed to handle the actual sale itself. The maximum the lawyer can charge for their services during the sale process are the same as they charge a buyer; with the maximum being $1,200 plus disbursements.

Hidden Cost #3: Closed Mortgage Penalties and Discharge FeesSunnylea homes

These are expenses virtually no one is aware of but ones which can rear up and take a significant bite out of the expected proceeds from your home sale. If you have a closed mortgage and wind up selling your house prior to its maturity date the financial institution may impose significant penalties and discharge fees. The penalty may wind up being the equivalent of several months’ worth of mortgage payments while the discharge fee could be as much as $300.

Hidden Cost #4: Capital Gains Tax

If the home you are selling is your primary residence you won’t have to pay any capital gains tax on the sale. However, if the home was an investment property get ready to pay a capital gains tax that is 50% of your particular tax bracket. So if you are in the 46% tax bracket and you clear $150,000 on the sale of your investment property you can expect to pay $34,500 in capital gains tax to the government leaving you with $115,500. And if Ottawa determines that you’ve been “flipping” properties you can expect to pay the full 46% rate in capital gains tax which means that after paying $69,000 in taxes you’ll be left with $81,000 from the sale once all the dust has settled.

If you are looking for home in Etobicoke contact Leslie brlec Today @  416-277-5444

Knowledge is Power

People typically get into trouble buying a home because they don’t take into consideration all of the hidden expenses associated with home ownership. As a result they wind up house poor. Likewise, those selling a house or condo often have their profit expectations undermined by unexpected costs like those listed above. The best way to avoid the unpleasant surprises that sometimes accompany real estate transactions is to enter into those transactions with your eyes and ears open and in full command of the facts.

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Filed Under: Top Etobicoke Real Estate Agent

About Leslie Brlec

Etobicoke's premier real estate authority, Leslie Brlec, is a lifelong resident dedicated to enriching the Etobicoke real estate landscape with her extensive expertise. Contact Leslie at 416-277-5444 today to embark on your real estate journey.

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Shaunacy Hogan
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Leslie is fabulous! She worked with us to really understand our needs, and connected us to properties we really wanted to see. I would absolutely recommend Leslie as an (...)

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Tami Martino
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Wow! What a fantastic experience I had with Leslie as my real estate agent. I was nervous and excited at the same time and Leslie put my mind at ease. It's always overwh(...)

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Anneliese Cameron
 

Google Review ⭐️⭐️⭐️⭐️⭐️
A great, thorough, conscientious Realtor who really does care about her clients and their nerds.

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Sunny Sanford
 

Google Review ⭐️⭐️⭐️⭐️⭐️
It's a pleasure to work with Leslie. As a contractor I worked with her on many projects and I can see her commitment to work. She has a great understanding on how the (...)

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Aljaz Alex Kolar
 

Google Review ⭐️⭐️⭐️⭐️⭐️
As an industry professional, I truly appreciate the work that goes into making a transaction run smoothly. Leslie understands the process well and is a true asset to her(...)

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Adam Richardson
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Leslie has this amazing habit of owning your problem or requirements. She doesn't need reminders or prompts. She is running with it with total energy and passion. A rare(...)

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Saeed Mirza
 

Google Review ⭐️⭐️⭐️⭐️⭐️
I trust Leslie with all of my real estate needs! She is very professional and always has my best interest in mind. She is also incredibly responsive and caring.

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Amy Callowhill
 

Google Review ⭐️⭐️⭐️⭐️⭐️

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Royston Hayward
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Leslie has been fantastic to work! She's professional, always on time and ready with all the competitive market facts. You won't go wrong if you choose Leslie - she's (...)

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Jaya Sigot
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Leslie is an absolute pleasure to work with! As a Realtor colleague, I found her professional and communicative to deal with. I’m looking forward to our paths crossing a(...)

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Lani Fumerton
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Professionalism, Quality, Responsiveness, Value

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Andy Chiew
 

Google Review ⭐️⭐️⭐️⭐️⭐️
I highly recommend Leslie as a real estate agent. Close to 4yrs ago, she took care of the sale of my old house and finding me the home where I am now. I had very specif(...)

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Patricia Almeida
 

Google Review ⭐️⭐️⭐️⭐️⭐️
I know a lot of realtors but Leslie truly cares about her clients and will go way beyond expectations.

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Carl Debarros
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Leslie is one of those rare real estate agents who actually cares... like really cares about her clients. She is always trying to find new ways to make a difference in h(...)

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Fourth Street Creative
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Lesley goes above & beyond to make you feel comfortable & to make sure your always happy with your purchases !
Trust her she’s worth it!❤️

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Kourtney Perkauskas
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Professionalism, Quality, Responsiveness, Value

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Valerie Lippay
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Leslie really knows her stuff! As a Newby to the real estate market, Leslie held my hand and got me the best price for my home. She is amazing both professionally and (...)

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Vanessa Morrison
 

Google Review ⭐️⭐️⭐️⭐️⭐️
It was a pleasure dealing with Leslie. She was professional and provided valuable advice for my best interest. She was always patient and responsive to my requests. Than(...)

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Tania Bejger
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Leslie has been nothing but professional. By far the best agent I’ve ever dealt with

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Adam Bikaunieks
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Leslie is fantastic! She is a pleasure to work with and great insight on the market.

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Jennifer Sankey
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Leslie is a consummate professional who possesses experience, knowledge, and personality.
She is reliable, trustworthy and above all has integrity.
She is very genuine(...)

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Dave Greenham
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Professionalism, Quality, Responsiveness, Value

Read More...
Vida Godina
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Leslie is an excellent realtor! She sincerely cares about her clients and works diligently to make them happy. She is incredibly personable and business savvy. I found h(...)

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Nicole Jessica
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Leslie has been the best real estate agent I could of ever asked to work with. She has helped me secure 2 properties this year without me having to worry about anything.(...)

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Tanni Grewal
 

Google Review ⭐️⭐️⭐️⭐️⭐️
My coworker recommended Leslie to me when I was ready to downsize. Leslie was amazing! Her knowledge, confidence and patience made this, usually stressful experience, ea(...)

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Jolanta Skripkariuk
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Professionalism, Responsiveness

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Emily Conway
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Professionalism, Responsiveness

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Juliana Mejia
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Professionalism, Responsiveness

Read More...
Lori Gualtieri
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Leslie was very professional but warm and welcoming at the same time. She is patient and knowledgable and a delight to work with. Would highly recommend 🙂

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Jaylene Howarth
 

Google Review ⭐️⭐️⭐️⭐️⭐️
When I decided to begin the search for a new place, Leslie was my first call as she had been successful in helping other family members with their real estate endeavours(...)

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Anna Cotic
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Leslie is fantastic. She's knowledgeable, very responsive, and really acts on your best interest. She goes the extra mile in research and provide valuable insights for(...)

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MightyFoo 2017
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Leslie is so professional and friendly. I would recommend her services to anybody! 😁

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Anze Turk
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Leslie is the best!!! She will do absolutely everything in and out of her hands to help to make you happy. I would totally recommend her work to everyone!!

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Mayra Porras
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Leslie is a great agent! if you want someone that is going to get you the best price for your house she will do that.
Leslie is a great advisor on staging and informat(...)

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Sandra Vella
 

Google Review ⭐️⭐️⭐️⭐️⭐️
As newcomers, purchasing first house in a new country was not easy, but Leslie managed to guide us through the process, spent time arranging and viewing homes in various(...)

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Bernard Liow
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Leslie was a pleasure to work with. She was quick to respond and she was very keen and personable.

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Carmen Krasavec
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Leslie was a joy to work with.
She was quick to understand the needs of my client and put me at ease immediately.
Leslie responded quickly to my questions and helped m(...)

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Heather McNeil
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Great service and advice! Leslie definitely knows the market in my area and sold my house for my full asking price in less than a month. She was professional, honest an(...)

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Tvrtko Klobucar
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Leslie is absolutely fantastic to work with. Great with communication and extremely professional - she goes above and beyond for her clients. I had the pleasure of worki(...)

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Chantalle Cronin
 

Google Review ⭐️⭐️⭐️⭐️⭐️
My wife and I contacted Leslie to sell our house in Etobicoke. As a first time home seller we were nervous about the process and finding the right person. We met with a (...)

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Marcus Yueh
 

Google Review ⭐️⭐️⭐️⭐️⭐️
We have loved working with Leslie. She helped us buy a property when we first moved to Canada in 2015. She set up viewings for us all over he GTA util we found a suitabl(...)

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Carlos Chavez
 

Google Review ⭐️⭐️⭐️⭐️⭐️
I had the pleasure of working with Leslie on a recent real estate transaction, and she was fantastic to work with! She was extremely responsive and easy to work with, an(...)

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Maureen O’Reilly
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Leslie has worked at RE/MAX Hallmark for the last several years and has consistently been a top producer with our Company. Whether you are looking to purchase a home or (...)

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Debra Bain
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Stellar customer service would highly recommend!

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Mathew Brown
 

Google Review ⭐️⭐️⭐️⭐️⭐️
If you’re looking for a top notch agent who will go above and beyond for you, Leslie is your super agent! I was lucky enough to find Leslie through a random google searc(...)

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Sherry Chang
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Leslie is a true expert in her field. Her experience and knowledge within the Real Estate industry is truly refreshing and she is a real pleasure to deal with. She goes (...)

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Robert Francis
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Very easy to work with. Finds solutions to any issues or concerns promptly with a collaborative approach.
Will work with her & refer her to anyone, anytime!

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Ryan Mungal
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Leslie is very good at her job and extremely hard working - I highly recommend her as a realtor!

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Natalie Wilkinson
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Leslie is incredible! It happens I had to move suddenly and I reach to her. Within minutes, she responds and was comforting, helpfull and extremely supportive! She orgaz(...)

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Krystel Dufour
 

Google Review ⭐️⭐️⭐️⭐️⭐️
My wife and I have used Leslie not one, not two, but actually three times. Leslie is definitely a diamond in the rough, one of those hard to find agents who really goes(...)

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Eric Goddard
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Leslie is a great agent and I've enjoyed collaborating with her many times! keep it up Leslie!

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Austin Keitner
 

Google Reviews ⭐️⭐️⭐️⭐️⭐️
Leslie is lovely! She is very patient and understanding with a great knowledge base and passion for her job. She responds promptly to messages and is very accommodating(...)

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Sarah K
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Leslie has created the best buyer and seller guide providing pertinent informative information and links making home buying and selling clear. Leslie is patient, knowled(...)

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Helen Clement
 

Google Reviews ⭐️⭐️⭐️⭐️⭐️
Very professional and completely trustworthy. Leslie provided exactly what I was looking for when buying and selling my home.

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Rose Klobucar
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Leslie is one of the hardest working Realtors in the business , along as being one of the most honest person I have ever met. This is why I always refer Leslie to client(...)

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Terry Butts
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Leslie helped us find our 1st apartment when we came to Canada. When we came to Canada we didn’t know anyone so we used Airbnb for couple of months until we have met Les(...)

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Bostjan Tanko
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Always a pleasure to work with Leslie, she takes great care of clients, and always maintains a high level of professionalism.

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Crystal O’Leary
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Always a pleasure to work with Leslie, she takes great care of clients, and always maintains a high level of professionalism.

Read More...
Simon Pribac
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Leslie is extremely knowledgeable of the market and Toronto neighbourhoods. I can’t recommend her highly enough.

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Elizabeth Murray
 

Google Review ⭐️⭐️⭐️⭐️⭐️
Professionalism, Quality, Responsiveness

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Nicole Nancke
 

Google Reviews ⭐️⭐️⭐️⭐️⭐️
Professionalism, Responsiveness

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Jon Murray
 

Google Reviews ⭐️⭐️⭐️⭐️⭐️
Professionalism, Quality, Responsiveness, Value

Read More...
Catherine Molnar
 

Google Reviews ⭐️⭐️⭐️⭐️⭐️
Leslie is a professional and experienced agent, and also pleasure to work with!

Read More...
Mirella DiVitantonio
 

Google Reviews ⭐️⭐️⭐️⭐️⭐️
From walking into Leslie's open house to used her service three times, we become her top fan. Leslie helped us sold two properties and purchased one, each transaction w(...)

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Peggy Goddard
 

Google Reviews ⭐️⭐️⭐️⭐️⭐️
Professionalism, Responsiveness, Value

Read More...
Miha Nanut
 

I've worked with Leslie on several occasions and have always found her to be very responsive and easy to work with. She is kind and willing to do what it takes to get the job done. It's clear tha(...)

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Eric Achterhof
 

Google Reviews ⭐️⭐️⭐️⭐️⭐️
I have worked with Leslie as a buyer and seller. She always gives professional and friendly service and has adapted to market changes in the services she offers. I f(...)

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Carina Santos
 

Google Reviews ⭐️⭐️⭐️⭐️⭐️
Leslie was very professional. She Gets the job done fast with amazing presentation and results.
Always put my needs at the top of the list, while in turn getting the b(...)

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Anthony Spinley
 

Google Reviews ⭐️⭐️⭐️⭐️⭐️
It was a pleasure working with Leslie. She was very easy to get a hold of and very professional. We look forward to doing more deals with Leslie. Keep up the great work!

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Team Wei
 

Leslie’s interview on 1010AM media.

https://youtu.be/I70LYQBPNCk?t=1315

Welcome to New Toronto: Your Gateway to Lakeside Living New Toronto is the place to be. Welcome to New Toronto, a historic lakeside community. Here, tradition meets modern living with Leslie Brlec, your trusted Etobicoke Real Estate Agent. As Etobicoke’s top Realtor, Leslie expertly guides you through New Toronto’s vibrant … » Learn More about New Toronto

 Mimico: Lakeside Living at Its Best Mimico! Welcome to Mimico, a vibrant waterfront community where lakeside living meets the expertise of Leslie Brlec, your dedicated Etobicoke Real Estate Agent. Moreover, as the Etobicoke Best Realtor, Leslie is your trusted guide for navigating the diverse and dynamic real estate market … » Learn More about Mimico

   Etobicoke: A Tapestry of Beauty, Community, and Excellence in Real Estate with Leslie Brlec   Introduction: Discovering This Family Friendly Neighbourhood with Leslie Brlec Nestled on Lake Ontario‘s western shores, Etobicoke, Ontario, is a beacon of beauty and community. The stunning streets, vibrant schools, and diverse shopping destinations … » Learn More about Etobicoke

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Etobicoke Top Realtor

Etobicoke's premier real estate authority, Leslie Brlec, is a lifelong resident dedicated to enriching the Etobicoke real estate landscape with her extensive expertise. Contact Leslie today to embark on your real estate journey. Read More…

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